While the holidays are a favorite time of year for millions, it’s definitely not their favorite time to buy a home. The housing market plunges between the months of November and January as people put turkey dinners, tinsel and trees on the top of their lists and house hunting on the bottom. However, if you really…Read More »
If you ever watch any home buying or remodeling shows on satellite or cable TV, you know what kinds of secrets a home inspection can reveal about a seemingly-safe house! Home inspections are crucial before finalizing any real estate purchase. The purpose of a home inspection is to evaluate the physical condition of the home for sale and identify…Read More »
When a lender evaluates a loan application, a process called underwriting, they try to evaluate the ability and willingness of the potential borrower to repay the loan. The application the borrower fills out is sent to an underwriter, who is a real person and not a computer program. The underwriter then judges the borrowers ability to repay by reviewing the income and stability of past earnings.
What is really missing in San Mateo County is affordable housing. Why can’t this be built? Why are these builders building high-end units everywhere? Does everyone have to have granite in the bathrooms and kitchens? Do they need high-end appliances? What’s happened to basic housing for people to live in?
I am currently working with a new client who is searching for a condo in San Mateo county for under $350,000. In most other places in the USA one can buy a four bedroom house for that but here we’re having a hard time finding something that is livable. She wants to live in central…Read More »